Homeowner guide

Builder Checklist: What to Check Before You Hire a Builder

Choosing the right builder is one of the most important decisions you’ll make during any home improvement project. Whether you’re planning a new extension, loft conversion, roof replacement, kitchen renovation, or a complete house refurbishment, spending time researching your builder before signing a contract can save you thousands of pounds.

Most builders are honest professionals who take pride in their work. However, carrying out a few simple checks before hiring someone can dramatically reduce the risk of disputes, poor workmanship, and unfinished projects. This guide explains the key checks every homeowner should make before employing a builder.

1. Research the builder thoroughly

Don’t rely solely on a recommendation from social media or a single online review. Take time to research:

  • Their website.
  • Google reviews.
  • Independent review platforms.
  • Social media pages.
  • Local recommendations.
  • Public business information.

Look for consistency across multiple sources rather than making a decision based on one review alone.

2. Verify the business details

If the builder operates as a limited company, search for them on Companies House. Useful information includes:

  • Company registration number.
  • Registered office address.
  • Date the company was incorporated.
  • Directors.
  • Filing history.
  • Whether previous companies have been dissolved.

If they are a sole trader, ask for their trading address and full contact details. Professional businesses should have no issue providing this information.

3. Ask for recent references

A reputable builder should be happy to provide references from recent customers. When speaking to previous clients, consider asking:

  • Was the project completed on time?
  • Was the final cost close to the quotation?
  • Was communication good?
  • Were any problems resolved professionally?
  • Would you hire them again?

References from projects completed within the last year are generally the most useful.

4. Look at previous work

Whenever possible, ask to see photographs of completed projects or, with permission, visit previous work. Pay attention to:

  • Overall quality.
  • Attention to detail.
  • Finishing standards.
  • Similarity to your own project.

Experience with projects like yours can be an important advantage.

5. Obtain at least three written quotations

Never hire the first builder you speak to without comparison. Getting multiple written quotes helps you:

  • Understand the market price.
  • Compare different approaches.
  • Identify unusually low quotations.
  • Ask informed questions.

The cheapest quote is not always the best value.

6. Make sure the quote is detailed

A professional quotation should clearly explain:

  • What work is included.
  • Materials to be used.
  • Labour costs.
  • Estimated timescales.
  • Payment schedule.
  • Any exclusions.

Vague quotations often lead to disputes over what was or wasn’t included.

7. Ask about insurance

Before work begins, ask whether the builder has appropriate insurance. Depending on the project, this may include:

  • Public liability insurance.
  • Employers’ liability insurance (where applicable).
  • Contract works insurance.

Insurance helps protect both the builder and the homeowner if something unexpected happens.

8. Use a written contract

Even relatively small projects benefit from having a written agreement. A contract should cover:

  • Scope of work.
  • Start date.
  • Estimated completion date.
  • Payment milestones.
  • How variations will be handled.
  • Guarantees or warranties.
  • Procedures if delays occur.

A contract provides clarity for everyone involved.

9. Agree a structured payment schedule

Payments should normally be linked to completed stages of work rather than calendar dates. For example:

  • Initial deposit.
  • Foundations completed.
  • Structural work completed.
  • Roof completed.
  • First fix completed.
  • Final completion.
  • Final payment after agreed snagging has been addressed.

This helps maintain fairness throughout the project.

10. Avoid paying the full amount upfront

While a reasonable deposit is often perfectly normal, be cautious if you’re asked to pay most or all of the project cost before work begins. Professional builders generally understand why staged payments protect both parties. Always ask what any upfront payment is intended to cover.

11. Check communication

Good communication before the project often reflects how communication will be during the project. Ask yourself:

  • Do they respond promptly?
  • Do they answer questions clearly?
  • Do they arrive on time?
  • Are quotations delivered when promised?

Professional communication builds confidence.

12. Confirm Building Regulations and permissions

Ask who will be responsible for:

  • Building Regulations applications.
  • Building Control inspections.
  • Planning permission (if required).
  • Structural calculations.
  • Completion certificates.

Clarifying responsibilities early helps prevent confusion later.

13. Understand how changes will be managed

Construction projects sometimes change as work progresses. Before work starts, agree how:

  • Additional work will be priced.
  • Variations will be approved.
  • Timescales may change.
  • Unexpected structural issues will be handled.

Agreeing this process in advance can prevent disagreements.

14. Search for previous complaints

Before hiring, search online using:

  • Builder’s name.
  • Company name.
  • Director names (where appropriate).
  • Previous trading names.

You may discover useful public information, including reviews, news articles, court judgments, or consumer reports that help you make an informed decision. Remember to consider the overall picture rather than relying on a single complaint.

15. Trust your instincts

Sometimes there isn’t one major warning sign — just a number of smaller concerns. If you feel pressured, uncomfortable, or uncertain:

  • Ask more questions.
  • Seek another quotation.
  • Take more time to decide.

Choosing the right builder is worth waiting for.

Your builder hiring checklist

Before signing anything, make sure you have:

  • Researched the builder online.
  • Checked Companies House (if applicable).
  • Read reviews from multiple sources.
  • Spoken to recent references.
  • Seen examples of previous work.
  • Received a detailed written quotation.
  • Confirmed appropriate insurance.
  • Agreed a written contract.
  • Established staged payments.
  • Understood who is responsible for approvals and inspections.
  • Saved copies of all documents.

If you cannot confidently tick every item, it’s worth asking more questions before proceeding.

Final thoughts

Hiring a builder shouldn’t feel like a gamble. A little preparation before work begins can significantly reduce the likelihood of delays, unexpected costs, poor workmanship, and lengthy disputes.

Taking the time to research the business, insist on written agreements, agree a fair payment schedule, and keep clear records protects both you and your builder. Most professional builders welcome informed customers because clear expectations make projects run more smoothly for everyone.

Report a builder Browse reported builders

Frequently asked questions

How many quotes should I get before hiring a builder?

It's generally recommended to obtain at least three written quotations. This allows you to compare prices, approaches, and professionalism before making a decision.

Should I check Companies House?

If the builder operates as a limited company, yes. Companies House can provide information about the company's registration, directors, filing history, and whether previous companies have been dissolved.

Is the cheapest quote usually the best option?

Not necessarily. A significantly lower quote may mean important work has been omitted, lower-quality materials will be used, or costs may increase later. Compare what each quotation actually includes rather than focusing only on price.

Why is a written contract so important?

A written contract records the agreed scope of work, payment schedule, timescales, and responsibilities of both parties. It reduces misunderstandings and provides clarity if questions arise during the project.

Should I ask for proof of insurance?

Yes. Appropriate insurance helps protect both the builder and the homeowner if accidents or unexpected damage occur during the project.

What if something doesn't feel right before I hire them?

Trust your instincts. If you're feeling pressured, receiving vague answers, or noticing several warning signs, it's usually worth pausing, asking more questions, or obtaining another quotation before committing to the project.